Financing Options & Plans
Home Improvement Financing
to Fit Your Needs
Loan Plan
Option
via the
Mobile App
Credit
Decision
The GreenSky® Loan Program's focus is simple – to help you achieve the home of your dreams! The GreenSky® Program offers a streamlined and convenient way to pay for many home improvement projects.
| Plan# | APR | Promo Period |
|---|---|---|
| 25211 | 15.85%-24.77% | 12 Months |
| Example Project Cost | $5K | $10K | $15K | $20K |
|---|---|---|---|---|
| After Promo Period, 84 Monthly Payments of: |
$160.78 | $321.56 | $482.34 | $643.13 |
| Plan# | APR | Months |
|---|---|---|
| 27162 | 6.99% | 60 Months |
| Example Project Cost | $5K | $10K | $15K | $20K |
|---|---|---|---|---|
| 60 Monthly Payments of: | $98.98 | $197.96 | $296.95 | $395.93 |
| Plan# | APR | Months |
|---|---|---|
| 28303 | 10.99% | 120 Months |
| Example Project Cost | $5K | $10K | $15K | $20K |
|---|---|---|---|---|
| 120 Monthly Payments of: | $68.85 | $137.69 | $206.54 | $275.39 |
Frequently Asked Questions About the GreenSky® Program
Q: Why should I finance my project when I can pay cash or use a credit card?
Financing a project may allow you to spread out the expense and enable increased buying power to fulfill your ideal project.
Q: Where can I use my loan?
Working with a GreenSky® Merchant, qualified applicants can use loans to pay for products and services to complete their residential project.
Q: How long do I have to use my loan?
Once approved, and depending on your plan, you typically have up to six months to make your purchases and approve transactions. Please refer to your loan agreement for details.
Q: How do I pay my contractor?
After your contractor requests a payment, you will receive a text message or email to authorize the transaction.
Q: When is my first payment due?
It depends on your loan plan. There are a range of plans available through the GreenSky® Program, some of which offer deferred or reduced payments during a promotional period. Since plan types may vary, however, you should refer to your loan agreement for specific loan terms.
There is no prepayment penalty for early loan payoff.
Q: How do I make a payment?
It's simple – pay online in the customer portal or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours.
GreenSky®
1 Plan 2521. Subject to credit approval. APR Rates range from 15.85%-24.77% (fixed periodic interest rates range from 17.99%-29.99%). Only well-qualified applicants will receive an APR of 15.85% (fixed periodic interest rate 17.99%); some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 12 month promotional period (Promo Period) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are not required during the Promo Period. Any unpaid balance and amounts owed after Promo Period will be paid over 84 monthly payments. Example for $10,000 loan: 24.77% APR, fixed periodic interest rate of 29.99%, 12 monthly payments of $0 followed by 84 monthly payments of $321.57. Actual payments based on amounts and timing of purchases. Call 866-936-0602 for details.
2 Plan 2716. Subject to credit approval. Loan term is 60 months at fixed rate of 6.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $10,000 financed at 6.99% APR, 60 monthly payments of $197.96. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for details.
3 Plan 2830. Subject to credit approval. Loan term is 120 months at fixed rate of 10.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $10,000 financed at 10.99% APR, 120 monthly payments of $137.69. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for details.
Lender
Proudly Service The Midlands, Lowcountry & Surrounding Areas.
Columbia Service Areas:
- Richland County
- Lexington County
- Kershaw County
Charleston Service Areas:
- Charleston County
- Berkeley County
- Dorchester County
- Beaufort County
